The Complete Retirement Planner

Secure your financial future with our Complete Retirement Planner, meticulously designed using Microsoft Excel. This user-friendly template empowers you to make informed decisions, ensuring a comfortable and stress-free retirement. Take charge of your financial destiny – start planning with our Excel Retirement Planner today! 

SheetsElite’s Complete Retirement Planner provides the ability to enter detailed assumptions for each retirement and non-retirement account that you plan to use in retirement years. This advanced Excel spreadsheet allows you to view the impact of your retirement contributions, rates of return, future increases to your retirement contributions, and tax impact for each account. Also, you can enter all expenses and retirement income that you expect along with the ability to enter inflation assumptions. You will then be able to view the order of withdrawals (routine and one time) from your various accounts. If you are looking for a tool that will allow you to create a reliable and comprehensive retirement plan, then this is the spreadsheet for you.  Complete user guide is included.

The Complete Retirement Planner will provide you with answers to these common questions and more…

• When can I retire comfortably based on my desired lifestyle?
  
• How much do I need to have saved at retirement to live comfortably? 
• How much do I need to save each month to reach my retirement goals? 
• How much sooner can I retire if I am planning to work part time during some of my retirement years?
• How will inflation impact my retirement plan?
• How will taxes on retirement withdrawals, growth, or both impact my retirement plan?
• How will the account order for withdrawals impact my retirement plan?
• If I pay off my mortgage, how much sooner can I retire and how will that impact my retirement balances?
• How will the growth rates of my investments impact my retirement balances?
  

FEATURES:

• Lifetime retirement projections for individuals and couples
• Retirement account setup allows you to enter up to 20 accounts to define starting balance, monthly contributions, date range of contributions, increase to contributions, employer match, rate of return before retirement and after, tax rate on withdrawals and/or growth, account order for retirement withdrawals
• Cost of living/expenses: enter up to 30 expense items with monthly amount, category, start/end dates, and inflation rate
• Income: enter up to 20 income sources with monthly gross/net amount, start/end dates, and rate increases
• One-time events: enter up to 20 one-time events (deposits or withdrawals) for events such as major purchases (car, vacation home, debt payoff, etc.) and potential windfalls such as inheritance, bonus, etc.
• Enter actual balances each month to compare your actual retirement balances to your forecasted balances ; this allows you to track your progress and make any necessary real-time adjustments to your plan
• Review Results of your plan with easy to use graphs and indicators
• Review monthly and / or yearly detail for all of your retirement assumptions
• Create copies of the template to compare multiple scenarios
  

WHAT'S INCLUDED?

• Retirement Planner file (.xlsx file)
  
• Comprehensive User Guide (.pdf file)
  
• Editable in Microsoft Excel

YOU WILL NEED:

• A device to access Microsoft Excel 2021 or later
  
• Basic computer knowledge 

HOW IT WORKS: 

• Purchase (Instant Download)
  
• Download the files (Access the Template)
  
• Open the Spreadsheet (Start Planning!) 

SOME THINGS TO NOTE:

• This is a digital download. No physical items will be sent after purchase.
  
• Due to the digital nature of the product, all sales are final and no refunds will be issued. If you have any questions, please contact us before purchasing the product.
  
• No part of this product can be distributed, sold, duplicated, reproduced, or used in any form without the written consent of SheetsElite.
  
• The contents of your purchase are for informational purposes only. It is not intended to be financial, legal, or accounting advice. I will not be liable to any person for harm, damages, loss, claims, costs, and other liabilities with regards to your use of the documents.